OK. Good. This is something I'm keen to discuss. Thank you.
So what about the fact that, due to redlining, far fewer blacks than whites own their own home and, in fact, African American families have one-tenth the accumulated wealth that white families do?
That is a fact of current circumstance that is due to racism. Yes, racism of the past, however, what are the justifications for not redressing this imbalance? Why, it's pretending to not be racist whilst continuing to perpetuate the imbalance, aka plausible deniability.
Have you come across this quote?:
'You start out in 1954 by saying, “Nigger, nigger, nigger.” By 1968 you can’t say “nigger”—that hurts you, backfires. So you say stuff like, uh, forced busing, states’ rights, and all that stuff, and you’re getting so abstract. Now, you’re talking about cutting taxes, and all these things you’re talking about are totally economic things and a byproduct of them is, blacks get hurt worse than whites.… “We want to cut this,” is much more abstract than even the busing thing, uh, and a hell of a lot more abstract than “Nigger, nigger.”'
Note how this Republican operative is explicitly saying that they can avoid saying racist things because now they can achieve the same thing via economic means. I would argue that, if the intended (and, as it turns out, actual) result is the degradation of African American people, then the policy is racist. Wouldn't you agree?
Note that "States' rights", "cutting taxes" and that other dogwhistle "Law and Order" are all GOP platform staples, the last of which being Trump's repeated catch cry, second only to "Make America Great Again". Of course, he stole that one from Reagan, and the period that the GOP harken back to as being "great" is the 1950s, back when the US was pretty much an apartheid state. Just don't mention the 90+% top tax rate under Eisenhower, the GOP like to ignore that fact about 1950's America.
As to the 'external locus of control', I would refer you to Stacey Abrams' work in Georgia, the Black Lives Matter movement, the Black Power movement and the work of Huey Newton, Malcom X and Martin Luther King in attempting to improve African American self-determination, and the strenuous repudiation of particularly those last four by "the powers that be". Yes, there's having an internal locus of control, but there's also recognising the reality of the situation you're in.